Crypto Tax Calculator India 2026
Calculate your cryptocurrency tax liability with 30% flat tax, 4% cess & 1% TDS — as per Indian tax laws
Investment Type
Note: In India, crypto gains are taxed at 30% flat rate regardless of holding period.
Transaction Details
Total Buy Cost
₹50,000
Total Sell Value
₹75,000
Capital Gains
₹24,500
Tax Liability
₹7,644
📊 Tax Breakdown
31.2%
effective rate
📈 Gross vs Net Comparison
🇮🇳 India Crypto Tax Rules Summary
30% Flat Tax
All crypto gains taxed at 30% regardless of holding period or income slab.
4% Cess
Health & Education Cess of 4% applies on the tax amount.
1% TDS
1% TDS on crypto transfers above ₹50,000 per financial year.
No Loss Offset
Crypto losses cannot be set off against any gains or income.
⚡ What If Scenarios
2x Returns
₹34,056
Tax: ₹15,444
5x Returns
₹1.37 L
Tax: ₹62,244
10x Returns
₹3.09 L
Tax: ₹1.40 L
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📖 Learn More About Crypto Tax Calculator India 2026
Crypto Tax Calculator India 2026 — Calculate Your Crypto Tax Liability
Use this crypto tax calculator to estimate your tax liability on Bitcoin, Ethereum, and other cryptocurrency investments as per India's 2022 crypto tax regulations. Includes 30% flat tax, 4% cess, and 1% TDS calculations.
Understanding India's Crypto Tax Rules
Since April 2022, India taxes virtual digital assets (VDAs) including cryptocurrencies and NFTs at a flat 30% on gains. Key points: (1) No slab benefits — everyone pays 30%, (2) 4% Health & Education Cess on the tax amount, (3) 1% TDS on transactions above ₹50,000, (4) No loss offsetting allowed, (5) Only cost of acquisition is deductible.
How to Reduce Your Crypto Tax Burden
While you cannot avoid the 30% tax, you can: (1) Hold for longer periods to benefit from potential appreciation, (2) Use tax-loss harvesting in jurisdictions where allowed, (3) Consider crypto taxation-friendly countries for large holdings, (4) Maintain detailed records of all transactions for accurate reporting.
Frequently Asked Questions
What is the crypto tax rate in India?
India imposes a flat 30% tax on crypto gains plus 4% Health & Education Cess, making the effective rate approximately 31.2%. This applies regardless of your income tax slab.
What is TDS on crypto transactions?
A 1% Tax Deducted at Source (TDS) applies to crypto transfers above ₹50,000 per financial year. This is deducted by the exchange and can be claimed as a credit when filing your tax return.
Can I offset crypto losses against gains?
No. India does not allow loss offsetting for crypto investments. You cannot set off crypto losses against crypto gains or any other income. Each profitable trade is taxed independently.
Does holding period matter for crypto tax?
No. Unlike stocks where long-term and short-term capital gains have different tax rates, crypto is taxed at a flat 30% regardless of how long you hold it.
Are there any deductions allowed on crypto gains?
Only the cost of acquisition (buy price) is deductible. You cannot claim deductions for transaction fees, mining costs, or any other expenses against your crypto gains.