Gold Price Calculator India 2026
Calculate gold jewellery value by weight & purity — with GST, making charges & buyback value
Gold Details
Default: approx. today's 24K rate. Update with live MCX rate.
Pure Gold Value
₹67,784
Making Charges
₹8,134
GST (3%)
₹2,278
Total Value
₹78,196
Estimated Buyback Value
Based on 95% of pure gold value (typical jeweller buyback rate)
₹64,395
💍 Price Breakdown
📊 10-Year Investment Growth
If you invest your gold's pure value (₹67,784) in Gold, FD, or Equity
🏅 Hallmark Purity Guide
| Karat | Fineness | Purity | Rate/g | Best For |
|---|---|---|---|---|
| 24K | 999 | 100.0% | ₹7,400 | Coins/Bars |
| 22K | 916 | 91.6% | ₹6,778 | Indian Jewellery |
| 18K | 750 | 75.0% | ₹5,550 | Diamond Jewellery |
| 14K | 583 | 58.3% | ₹4,314 | Fashion Jewellery |
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Gold Price Calculator — Complete Guide 2026
Use this calculator to find the exact value of your gold jewellery based on weight, purity, and current gold rates. Includes making charges, 3% GST, and buyback value estimation.
Hallmark Purity Guide
- 24K (999) — 99.9% pure gold. Coins, bars, investment grade. Too soft for daily-wear jewellery.
- 22K (916) — 91.6% pure. Most Indian jewellery is 22K. Best balance of purity and durability.
- 18K (750) — 75% pure. Used in diamond jewellery and Western designs. More affordable per gram.
- 14K (583) — 58.3% pure. Common in fashion jewellery, sports jewellery. Most affordable.
Gold vs FD vs Equity — Which Is Better?
Gold has delivered ~12% CAGR in India over 10 years (₹2,800/gram in 2014 to ₹7,400 in 2024). FD delivers a steady 6-7%. Equity (Nifty 50) has delivered 14-15% CAGR. For best results: diversify across all three.
Frequently Asked Questions
What is the difference between 22K and 24K gold?
24K gold is 99.9% pure but very soft. 22K gold (91.6% pure) is mixed with copper/silver to make it harder for jewellery. 18K (75%) and 14K (58.3%) are used for more durable, affordable jewellery.
What are making charges in gold jewellery?
Making charges are the labour fee for crafting jewellery. They range from 8-30% of gold value depending on design complexity. Plain bangles have low charges; intricate necklaces have high charges.
Is GST applicable on gold?
Yes. Gold attracts 3% GST on the total invoice value (gold + making charges). This is non-refundable, so factor it when calculating resale value.
What is buyback value?
Jewellers typically offer 92-97% of the current gold rate for buyback. We use 95% as the estimate. Banks/dealers may offer 98%+ for bars/coins.
Is gold a good investment?
Gold has delivered ~12% CAGR historically in India (including rupee depreciation). It's a hedge against inflation, but equity markets tend to outperform gold over 10+ years. Diversification is key.