Stamp Duty Calculator India 2026
Calculate stamp duty & registration charges for all Indian states — including women buyer discount
Property Details
👩 Women Buyer
Save 1% in Maharashtra! (₹50,000 discount)
Stamp Duty (5%)
₹2.50 L
Registration (1%)
₹50,000
Total Cost
₹3.00 L
🧾 Complete Cost Breakdown
🗺️ State-wise Comparison
Total stamp duty + registration for ₹₹50.00 L property (top 10 states)
📋 All States — Stamp Duty Rates
| State | Residential | Registration | Women Discount | Your Cost |
|---|---|---|---|---|
| ▶ Maharashtra | 5.0% | 1% | -1% | ₹3,00,000 |
| Delhi | 6.0% | 1% | -2% | ₹3,50,000 |
| Karnataka | 5.6% | 1% | — | ₹3,30,000 |
| Tamil Nadu | 7.0% | 4% | — | ₹5,50,000 |
| Uttar Pradesh | 7.0% | 1% | -1% | ₹4,00,000 |
| Gujarat | 4.9% | 1% | — | ₹2,95,000 |
| Rajasthan | 5.0% | 1% | -1% | ₹3,00,000 |
| West Bengal | 5.0% | 1% | — | ₹3,00,000 |
| Telangana | 4.0% | 0.5% | — | ₹2,25,000 |
| Andhra Pradesh | 5.0% | 1% | — | ₹3,00,000 |
| Madhya Pradesh | 7.5% | 3% | -1% | ₹5,25,000 |
| Punjab | 6.0% | 1% | -2% | ₹3,50,000 |
| Haryana | 7.0% | 2% | -1% | ₹4,50,000 |
| Kerala | 8.0% | 2% | — | ₹5,00,000 |
| Bihar | 5.7% | 2% | — | ₹3,85,000 |
| Chhattisgarh | 5.0% | 4% | -1% | ₹4,50,000 |
| Jharkhand | 4.0% | 3% | — | ₹3,50,000 |
| Odisha | 5.0% | 2% | -1% | ₹3,50,000 |
| Himachal Pradesh | 5.0% | 2% | — | ₹3,50,000 |
| Uttarakhand | 5.0% | 2% | -1% | ₹3,50,000 |
| Assam | 8.3% | 1% | — | ₹4,62,500 |
| Goa | 3.5% | 1% | -1% | ₹2,25,000 |
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Stamp Duty Calculator India — All States 2026
Calculate stamp duty and registration charges for any Indian state instantly. Know the exact cost before buying property — includes women buyer discount where applicable.
Stamp Duty Rates by State (Residential, 2026)
Maharashtra: 5% (women: 4%), Delhi: 6% (women: 4%), Karnataka: 5.6%, Tamil Nadu: 7%, Gujarat: 4.9%, Kerala: 8%. Registration charges are separate (0.5–4% extra).
Section 80C Benefit on Stamp Duty
Stamp duty and registration charges paid on a residential property can be claimed as deduction under Section 80C (up to ₹1.5 lakhs total). Claim this in the year of actual payment.
Frequently Asked Questions
What is stamp duty?
Stamp duty is a government tax paid when a property changes ownership. It's a percentage of the property's registered value or market value (whichever is higher). It legally validates the sale deed.
Why do women buyers get a stamp duty discount?
Many Indian states offer reduced stamp duty (1-2% less) for women buyers to encourage female property ownership. States offering discounts: Delhi, Maharashtra, UP, Rajasthan, Haryana, Punjab, MP, and others.
What is the difference between stamp duty and registration charges?
Stamp duty is the tax on the property transaction (3-8%). Registration charges are the fees for recording the transaction in government records (0.5-4%). Both must be paid to complete the property transfer.
Is stamp duty included in home loan?
Some banks (HDFC, SBI) offer to include stamp duty and registration in the home loan amount. However, you cannot claim tax benefit on stamp duty-covered home loan amount under Section 80EEA.
Can stamp duty be claimed as tax deduction?
Yes! Stamp duty and registration charges can be claimed under Section 80C (up to ₹1.5L total limit) in the year of payment. This is a one-time deduction only.