Zakat al-Mal

Annual 2.5% wealth obligation — across cash, precious metals, stocks, business assets and more, minus outstanding debts. Silver nisab is the default (more inclusive); gold nisab is also available.

Inputs

Setup

Currency

Nisab basis

Silver nisab = 595 g; gold nisab = 85 g of pure metal.

Zakatable assets

Cash + bank + savings

Stocks (market value)

Investment shares held for trading are fully zakatable.

Business inventory + receivables

Gold owned

Silver owned

Other zakatable assets

Rental income held, agricultural produce, livestock value, etc.

Deductions

Outstanding debts

Deductible from total wealth.

Market prices

Gold price per gram

Silver price per gram

Used for nisab threshold + valuing held silver.

Result

Zakat due (2.5%)

$375

Net wealth $15,000 ≥ nisab $536

Wealth summary

Total assets (gross)$15,000

Net wealth (after debts)$15,000

Nisab threshold (silver)$536

Above nisabYes — Zakat is owed

Zakat al-Mal is the annual 2.5% wealth obligation in Islamic finance. The nisab threshold is the minimum wealth above which Zakat becomes due, fixed at 595 g of silver or 85 g of gold (in current market value). Personal jewelry rules vary by school — adjust the inputs to your scholar's guidance.

Same deterministic math runs as a Python package, an MCP server for AI agents, and on this page. No API keys, no network — pure stdlib.

$ pip install calcnook $ uvx calcnook-mcp

>>> from calcnook.core.islamic.zakat import calculate
>>> r = calculate(cash=10_000, stocks_value=5_000)
>>> round(r.zakat_due, 2)
375.0